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Annual Fee Disclosures

July 24th, 2013

Federal regulations require us to provide specific plan and investment information on an annual basis that includes detailed information about your investment options and expenses associated with those investments.

No action is required from you at this time.  You are, however, encouraged to review the following information which is located on the University Human Resources (UHR) web site at www.cedarville.edu/retirement:

  • Plan-Related Disclosures – These documents provide you with information about administrative fees, individual transaction expenses and your right to direct investments for each of our three approved vendors.
  • Investment-Related Disclosures – These documents provide information about the investment options available through our current approved vendors TIAA-CREF, VALIC, and ING. Performance and expense information is also included.

(Note:  Former vendors [Pacific Life and Guidestone] are not approved to receive 403(b) deposits, and as a result their reports are not included.  You may contact those companies directly for additional information.)

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